LOCAL EXPERTISE & ASSISTANCE FOR
Are you a US Veteran? You may qualify for a number of programs that will save you money while streamlining the home purchasing process. I’m here to assist you through the process to make it as simple as possible.
Advantages for Veteran Homebuyers
The VA Loan Program has many advantages that make it one of the most appealing paths to homeownership — and this great benefit is reserved exclusively to those who bravely served our country and select military spouses.
When combined, the benefits of the VA mortgage allow service members and veterans to take advantage of substantial cost savings under qualification requirements designed specifically for members of the military and their unique needs.
Veteran Mortgage Rates
With low interest rates and the advantages of the VA Loan, you can capitalize on a buyer’s market and join the millions of other veterans using their hard-earned benefit.
Although a number of factors influence your final rate, the government backs all VA Loans, ensuring lenders can offer competitively low interest rates.
Requirements and Qualifications
- Military members – To be eligible for a VA loan, you must be an active-duty or past member of the armed forces with at least:
- 90 days of consecutive service during wartime, or
- 181 days of service during peacetime, or
- 6 years of service in the National Guard or reserves.
- Surviving spouses – Spouses of service members who died in the line of duty or as the result of a service-related disability.
- You will need a Certificate of Eligibility from the VA to show that you meet these requirements. Your mortgage loan originator can help you obtain this certificate.
Meet Charity Bernacchi
with Group One Sotheby’s International Realty
500 E Shore Drive Suite 200 | Eagle, ID 83616
Charity Bernacchi is passionate about the community, outdoor adventure, renewal, natural streams, ponds, and breathtaking mountain views in her favorite part of Idaho: Eagle to Garden Valley! Her favorite part of working with clients is seeing the smile on their face when they sell their home or find the perfect new place to live. It gives her great joy and a sense of fulfillment to know that she helped to make their dreams a reality.
Charity’s educational and professional background are in business and entrepreneurship. Honors graduate with a Business Administration degree from Boise State University, she worked for the Ada County Department of Administration and the Ada County Commissioners before launching several business start-ups, including a marketing company.
Real estate transactions are business transactions, and her skills and experience in these areas are especially beneficial in helping her clients achieve their real estate goals. Charity is proud to be part of Group One Sotheby’s International Realty because of the high-quality marketing, international platform, and exceptional services it avails to her clients.